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Increase Your Monthly Income

What If There Was A Strategy Out There That Met Your Goals And Needs In Retirement,Perhaps Even One You Hadn’t Even Thought Of Yet?

  • A+ Rated Carriers
  • Increased Income Payouts
  • Principal Protection
  • No Market Downside Risk
  • Locked In Earnings
  • Potential gains linked to an index
  • Up to 30% more income***
  • Possible partial Tax-Free
    Income Strategies§
  • Liquidity – Access Your Money^
    (typically 10% per year)
  • Meaningful Legacy to Your Heirs
AS FEATURED ON
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Some annuities are better suited for retirees than others. Before buying an annuity, we recommend you shop top rated insurance companies and carefully compare the rates, fees and benefits.

Many Americans are retiring today without a pension or predictable income stream that they can count on. Now, more than ever, retirees are turning to annuities to help provide a predictable income stream of retirement income.

Your annuity comparison report will include quotes, company ratings, 3rd party reviews, strategies designed specifically for you, and fees associated with each annuity, based on your financial situation and state of residence.

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For immediate attention, call 1-877-867-0295 

*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.

**Some annuities may have a lifetime income guarantee as part of the base policy; others may have riders available for additional premium that provide this benefit.

***Increased income possible with JD Signature Annuity Strategies over using one annuity alone. This approach follows a strategy suited to your financial goals and may require buying multiple annuities. Results will only be realized by working closely with your agent over an extended period of time to help make sure the strategies are used correctly. You will have to keep the annuity product(s) purchased for the full term, and your results could vary. These results are not possible in case of excess withdrawals or complete surrender, and you may incur penalties. Not available in all states. All interest is taxed upon withdrawal.

§Tax-free income may be realized through one of several strategies such as: using an existing Roth IRA in conjunction with an indexed annuity for guaranteed* income, converting traditional IRA to a Roth IRA, or utilizing a strategy incorporating a life insurance policy contract. Income taxes will apply to traditional IRA distributions and conversions.

^Most annuities have a withdrawal (surrender) period for the first five to 15 years of ownership. After the first year, however, you may be able to withdraw up to 10% of the account value without penalty. Excess withdrawals and any withdrawal prior to age 59-1/2 may significantly reduce the guaranteed withdrawal benefit amount and be subject to an additional 10% federal income tax penalty.

This material is meant to provide general information on issues that many people consider in making the decision as to whether or not they should buy annuities; and if they do decide to buy, which types of annuity benefits and additional riders will best suit their needs and goals. This information is not designed to be a recommendation to buy any specific financial product or service.

By responding to this offer, you may be contacted by a licensed insurance agent regarding retirement income planning using fixed insurance products. Josh Mellberg is insurance licensed in all 50 states and all employees of J.D. Mellberg Financial have the appropriate licenses for the products they offer.

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